Pension Program
Brief description
The Pension program aims to help Emirati National employees and employers alike in their pension fund contributions, and the support begins with full coverage in the first year, then follows the table below:
| Year | Y1 | Y2 | Y3 | Y4 | Y5 |
| Remaining employee contribution (% of salary) | 0% | 0% | 0% | 0% | 0% |
| Remaining employer contribution (% of salary) | 0% | 2% | 4% | 5% | 6% |
| Contribution rate covered by the government | 20% | 18% | 16% | 15% | 14% |
Eligibility Criteria
- First taking into account the general conditions for the UAE National to benefit from Nafis that are stated in the website FAQs
- Currently employed in the private sector/financial sector
- Current job starting date after 12 September 2021
- Earning up to AED 20,000 per month
- The National should not receive any salary form any government entity either local or federal, or any retirement salary unless it is earned as an inheritance
- Salaries should be payed through the wage’s protection system or any other official payment methods
- Having an active pension contribution with either ADRPBF or GPSSA
- Pension contribution is paid for the last 2 months
- Not owning shares in the establishment in which they work
- Currently not enrolled in National Healthcare program through NAFIS